Ashley Furniture Genesis Credit Reviews

Learn more about a genesis credit account and apply online today.

Ashley furniture genesis credit reviews.

I am currently waiting for mortgage underwriting to complete and need several new pieces of furniture. I opened account with this company. The ashley advantage credit card has a required minimum credit score of 650 and the genesis. Today genesis is the nation s leading provider of private label credit programs for non prime consumers.

The sales associates were great and because of the partnership between ashley s furniture and synchrony i was able to get a dining room table rug dish set place mats coffee table 2 side tables and a complete bed set including nightstand dresser and mirror and just under 3000 with 48 months no interest. Mine was 12 months interest free and i ordered about 2900 in furniture it has to be paid off in 12 months or the finane charge kicks in at 29 99 243 a month for 12 months i ws very pleased. On august 20th i made a 900 00 payment and a 100 00 payment on august 24th. The ashley advantage credit card and genesis credit ashley advantage gold account both require a hard pull of your credit.

Check back here for security notices and other important information. According to the federal reserve board the average interest rate is 15 for all credit cards and 17 for accounts that carry a balance. Ashley furniture credit card has higher than average purchase aprs. What are the relevant aprs for ashley furniture credit card.

Ashley offers alternative financing programs for consumers with less than perfect credit. The options were 12 36 and 60 month plans. I went to ashley s last night and found what i wanted and the sales guy was offering their financing. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 months.

Ashley furniture homestore does not have no credit check financing available. They had a program called genesis credit which i was approved. Visit an ashley homestore to learn more about other financing options available. With the amount of furniture i am in need of the.

I went into ashley furniture and asked about other programs since i was denied. There are no member alerts at this time. Ashley furniture credit card has a variable purchase apr of 29 99. This was 7 days before my interest was accrued do you know they held my payments so that i would be charged interest for all of my purchases.

The genesis credit account has different rates fees and terms than what is advertised above.